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Step out of the norm

Challenge the norms and take a risk with us.

EMPOWER YOURSELF

THE INITIATIVE

By leveraging of over 20 years of experience within the finance and insurance industry, The Raj Effect aims to Empower individuals to achieve financial independence and security through strategic consultancy and transform ideas into tangible success stories, fostering growth, and positively impacting underserved communities.

EMPOWER YOURSELF

THE INITIATIVE

By leveraging of over 20 years of experience within the finance and insurance industry, The Raj Effect aims to Empower individuals to achieve financial independence and security through strategic consultancy and transform ideas into tangible success stories, fostering growth, and positively impacting underserved communities.

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The Raj Effect

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take it to the next level

FOR AGENTS

1

SELLING

Learn the basics of insurance and how to sell policies that are beneficial to your clients!

2

RECRUiTING

Recruit and create your own team

3

BUILDING

Expand and Build your own agency

Schedule an appointment

take it to the next level

FOR AGENTS

SELLING

Learn the basics of insurance and how to sell policies that are beneficial to your clients!

RECRUiTING

Recruit and create your own team

BUILDING

Expand and Build your own agency

Schedule an appointment

let's have a chat

anyone & Everyone

REVIEW YOUR POLICY

TESTIMONIALS

“It was fantastic and worth it. Wonderful experience and a very valuable guidance from Mr. Raj.”

Shan (28)

Engineer

“I’ve attended this seminar a few times. Honestly I never felt bored. Coz it feels like I’m listening to it for the 1st time. A definite eye opener not only for me but to those that have attended it.” 

pRAMODH MENON (41)

Director

“This is my 3rd year in this insurance industry, being a social activist, I always wondered why insurance is only for the “rich people”?”

matthew (29)

Musician

About Raj

Suraenan Raj Uthrapathy 
A passionate leader, financial advocate, and insurance expert with 20+ years of experience.

Raj began as a part-time insurance sales agent while pursuing a Bachelor’s degree in Electronics Engineering at Multimedia University. Progressed to Agency management at Prudential Assurance Malaysia Berhad, mastering sales, recruitment, and management. After Prudential, Raj joined Buss Consulting Sdn Bhd, excelling in team training and development, leading the agency’s fastest-growing group.Suraenan Raj Uthrapathy is recognized with multiple awards in the insurance industry for expertise and proficiency. He is known for his ability to identify business potential and turn ideas into reality.